For what you need
Fixed, low prices and repayments
Borrow as much as $25,000
Terms as much as five years
SIGNATURE CREDIT LINE
For back-up funds
Repayments considering quantity lent
As much as $25,000 borrowing limit
Terms as much as 5 years
OVERDRAFT CREDIT LINE
For accidental overage on checking
Pay only interest in the amount you utilize
$500 borrowing limit (are increased upon demand)
No month-to-month, advance loan, or use costs
SAVINGS SECURED LOAN
Borrow on cost savings
Fixed interest (according to credit approval)
Borrow as much as 100percent regarding the funds in your Patelco family savings
Terms as much as ten years
CERTIFICATE SECURED LOAN
Borrow on a CD
Fixed rate of interest (according to credit approval)
Borrow as much as 100per cent associated with the stability on any Patelco certification
Terms as much as five years
CREDIT BUILDER LOAN
For building credit
Repayment predicated on quantity lent
Borrow $500 to $5000
Loan Repayments Calculator
Just what would my loan payment be?
Do I need to combine our financial obligation into a loan that is new?
Decide how quickly you could get away from financial obligation and exactly how interest that is much might conserve. Take a look at calculator.
Simple, protected advantages
No Prepayment Charges
No Prepayment Charges
We will not ask you for for paying down your loan early.
On Line & Mobile Phone Banking
On Line & Cellphone Banking
Handle your hard earned money firmly from practically anywhere.
No application charges
No application costs
No application charges
Unlimited On Line Bill Pay
Unlimited On Line Bill Pay
Flexibility to pay for your bills online quickly and securely
Monetary training tools and seminars
Economic training tools and seminars
Our objective is always to allow you to build your economic wellbeing
Fast and easy application for the loan
Fast and effortless application for the loan
Fast and effortless application for the loan
1. APR (Annual Portion Price). All loans are at the mercy of credit approval, limitations use, prices are susceptible to alter. Loan prices offered effective 10/23/2020 . Patelco offers a selection of base prices and discounts that rely on facets such as for example credit kind, credit rating, loan term, and Patelco account relationship. Extra discounts may use. Real prices are disclosed to approved candidates on paper ahead of loan consummation that can be up to 18.40per cent APR. For more information on prices, terms, and discounts that are exclusive users, such as for instance Commitment domestic, call 800.358.8228 or go to any Patelco branch. The APR range is 4.95% to 18.40per cent with terms offered by 6 to 60 months. Example, if a loan is received by you of $10,000 with and rate of interest of 6.95% without any origination cost and work out 48 monthly premiums of $239.89, finances costs would be $1,514.69 which may make your total payment amount $11,514.69
2. A $25 cost shall be included with the mortgage stability whenever Skip-A-Pay is employed.
* Automatic funds transfer from a Patelco checking, cost savings or cash market account is necessary. APR (Annual Portion Price). All loans are at the mercy of credit approval, limitations use, prices are susceptible to alter. Loan price of 3.95per cent effective 10/23/2020. Patelco provides a selection of base rates and discounts that rely on facets such as for instance credit kind, credit rating, loan term, and Patelco account relationship. Real rates are disclosed to approved candidates on paper navigate to website just before loan consummation. The ScoreUp checking account can be used as security for your ScoreUp loan. As of 10/23/2020 the APY (Annual Percentage Yield) for of this ScoreUp family savings is 0.05% and it is susceptible to alter without warning. The balance in the ScoreUp savings account (which includes the interest earned) will be disbursed to the borrower after successful repayment of the loan. After 25 days delinquent the ScoreUp Loan will automatically shut while the funds during my pledged account are going to be used to stay my loan.