An alternate. Borrow ВЈ100 – ВЈ1,000, susceptible to affordability
Representative 535%​ APR.
A quick payday loan is a kind of short-term credit, due to the fact title implies, your debt out of this style of loan is normally paid back in complete through the borrower’s next pay packet.
These types are provided by some lenders of payday advances, however with Satsuma we only offer short-term loans. Our clients can borrow as much as ВЈ1,000, at the mercy of affordability, and repay between 3 to 12 months, in either regular or instalments that are monthly. This particular feature differentiates a Satsuma loan from pay day loans.
Why choose Satsuma?
When making our option to pay day loans, we wished to provide a versatile, short-term loan that permitted clients to decide on just how long they spent repaying their payday loan alternatives North Carolina loan.
No concealed charges
Our reviews
Our clients speed us 4.68 out of 5. Reviews.co.uk, July 2019
Take to our loan calculator
Before you make an application for a Satsuma short-term loan, you might consider utilizing our loan calculator to obtain a knowledge of just what your repayments is likely to be. You need to use the sliders to create the quantity you will need to borrow, whether you’d rather repay it with regular or monthly premiums over your chosen time frame.
It places you in charge as you is able to see just what the repayments could be, replace the quantity or payment duration around, and work out what’s the option that is best for you personally.
Our loan calculator shows just what you are going to repay
Check always just before use
Whenever you apply for any credit, whether or not it’s an online payday loan or an alternate like a brief term loan offered at Satsuma, it will probably keep a mark on your own credit report. In the event that you’ve been declined that loan because of a credit check, it could affect your credit rating – even although you don’t find yourself taking out fully that loan. This could easily additionally affect the real means other programs assess you for credit.
With Satsuma you can examine before you use. You an eligibility decision within 60 seconds if you are considering applying for one of our short-term loans, we’ll give. You won’t influence your credit rating until you elect to simply take the loan out afterward.
You’re not obliged to just take a loan out with us after checking and there won’t be an archive from it in your credit history. A complete application does nevertheless require a full credit check.
We check your info
Its maybe not a full application therefore we just require a couple of details
Protect your credit history
Irrespective of the outcome, it will not influence your credit rating until you decide to apply
Offer you your outcome
You will find call at 60 moments. We are going to have to look at your details if you opt to apply*
Could I submit an application for a Satsuma loan on the web?
Satsuma just offers short-term loans online. Check you have filled out a few details, we can give you an initial decision in 60 seconds before you apply and once. In the event that you then need to continue, this is susceptible to a full affordability evaluation which include a credit check.
In certain circumstances we might need three months’ well worth of payslips, it is to validate your earnings.
You will require a few details to hand before you use including:
Before or if you have an existing loan with us, you will also need your loan agreement number if you’ve borrowed from us.
Does Satsuma offer Bad Credit Pay Day Loans?
At Satsuma, we usually do not provide bad credit payday advances as there is absolutely no such thing. Whilst some might assume that a dismal credit history|credit that is poor} can lead to pay day loans being really the only option available, you can find options available according to individual requirements and circumstances, such as for example a quick term loan like Satsuma.
What exactly is a Guarantor Loan, and do Satsuma provide these?
No. Guarantor loans are the ones which need the debtor to own a secondary celebration guarantee the mortgage payment in the event that original applicant defaults at any point.
Satsuma try not to provide guarantor loans, among the top features of a Satsuma short-term loan is that it’s a вЂno guarantor’ loan.
Also when you have had difficulties with credit within the past, you might still qualify for a Satsuma loan which does not need a guarantor.
Can a loan is got by you without a credit check?
Within the UK, regulated lenders need to perform affordability and credit checks to be sure they’ve been lending to individuals who are able to afford it. Satsuma will consequently finish a credit verify that you submit an application for a Satsuma short-term loan.